Mortgage Details Complete, On to Inspection

We met with our banker, very nice guy at Wells Fargo, and have settled the mortgage stuff. 20% down 30 year loan, No PMI, No tax and insurance ecsrow. Low monthly payments and we deal with monthly or whatever for insurance and taxes since we will be putting down the 20 perent.

If you can scrape, beg, borrow or whatever the money I highly recommend getting 20 percent of the home cost for a down payment. It leaves yourself in control with more options in handling your money as the monthly payments will be so much less.

Now we go to inspection which is Monday, yeah, whoop, and jumping.

We will get to see first hand everything that we can about why we should not buy the home versus what we will have to fix sometime in the future. That is really how I see the home inspection unless there is soemthing major like main damage to the roof that is only visible from the attic. Other than this kind of stuff we are sold on the home and just have to wait till the closing with a few more appointments and such.

We will also be going to the insurance agent to get the insurance up and ready but not till after the inspection, one step at a time.